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Cindy Raghunandan
Cindy Raghunandan
(551) 220-7912cindyraghu@providentlegacyrealtors.com
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  • Cindy Raghunandan(551) 220-7912
    cindyraghu@providentlegacyrealtors.com
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  • Provident Legacy Realtors
    177 Broadway
    Bayonne, NJ 07002
    (201) 809-9925
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    Find a New Home Today!

    SEARCH HOMES

    Search the local real estate market for single-family homes, duplexes,  condominiums, and more using our advanced home search tools.

    First-Time Buyer?

    BUYING

    We would be honored to assist you in your search for a new home. Contact us to inquire about exclusive new-home-buyer incentives that are only available to our team members.

    Learn More About the Area!

    COMMUNITIES

    Before you invest, check out the properties in the neighborhood. The Featured Areas area is a good place to look for information about the neighborhood.

    Consider Using a Mortgage Calculator.

    CALCULATOR

    Calculate your monthly mortgage payments using the Mortgage Calculator.

    Get in Touch with a Pro!

    CONNECT

    Please don't hesitate to get in touch with us whenever you have questions regarding the area or a specific property you're interested in. At each point in the process of purchasing a home, you can rely on our assistance.

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    Sell with Provident Legacy Realtors®

    Discover the unique Provident Approach that sets us apart, making your home sale both desirable and rewarding. Learn to create a captivating first impression, and strategically price it. Our step-by-step guide to unpacking the selling process ensures that whether you're a seasoned seller or new to the market.

    Cutting-Edge Technology

    Provident Legacy Realtors leverages cutting-edge technology and equips our agents with invaluable resources, ensuring a world-class customer experience. Our commitment to innovation empowers our agents to provide informed guidance and deliver excellence in real estate services, aligning with our mission to uplift communities.

    BUYING FAQ'S

    Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.

    What is the first step in buying a house?
    The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
    What is the average time it takes to buy a house?
    Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
    How much should I pay an agent to assist me in purchasing a home?
    The listing broker compensates buyers' agents (also known as buyer's agents) for bringing purchasers to the table. The listing broker splits the listing fee with the buyer's agent when the home is sold. As a result, buyers do not compensate their representatives.
    How much capital do I need to put down as a down payment?
    The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
    Is it necessary for me to sell my current property before purchasing a new one?
    If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
    How many houses should I look at before making a decision?
    It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
    How long will it take for the seller to respond to my offer?
    The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.

    Begin Your Journey

    Please complete the form, and one of our dedicated agents will promptly reach out to assist you in commencing your quest for the perfect home.